The tools shelf.
Everything here computes something. Flat fees only.
Audit
See my coverage gap. Nine questions, about two minutes. No email needed.
Free. No partner links inside the quiz.
QUIZ
From the files: The Denial Files, 212 open cases · The city that burned its way into inventing insurance
Compare
See which sample carrier pays a fire claim fastest. The pick stays visible without a click.
Flat-fee partner links, disclosed on the page. Sample data, vintage.
RANKING
From the files: The city that burned its way into inventing insurance · The Denial Files, 212 open cases
Compare
See which sample carrier honors the longest grace window after a missed payment.
Flat-fee partner links, disclosed on the page. Rescores .
RANKING
From the files: The Denial Files, 212 open cases · How every ranking here is scored
Compare
See which sample carrier pays a theft claim fastest, deductible and all.
Flat-fee partner links, disclosed on the page. Rescores .
RANKING
From the files: The Denial Files, 212 open cases · How every ranking here is scored
EXHIBIT
EXHIBIT: YOUR PREMIUM AGAINST THE BILL
The bill$22,000
Sublimit cap$5,000
First check$4,000
The gap$17,000
One hypothetical bill, run through one policy’s numbers.
See what a bill leaves behind. Four fields, about a minute. No email.
From the files: The city that burned its way into inventing insurance · The Denial Files, 212 open cases
Locate
Pick your state, read the ledger. No email needed.
Sample DOI-style availability data, dated . 11 writing in California.
COVERAGE MAP
From the files: The city that burned its way into inventing insurance · The Denial Files, 212 open cases
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