Home Insurance Non-Renewals in Wyoming, County by County
0.84 percent of Wyoming homeowners policies were not renewed in 2023. Every county in the Senate Budget Committee file, 2018 to 2023, with its policy base.
The state series
| Year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Rate | 0.51% | 0.62% | 0.49% | 0.49% | 0.52% | 0.84% |
The Wyoming table has a leader that the rest of it does not come near. Across the 22 counties with a 2023 book of at least 500 policies, Teton recorded 3.74 percent in 2023 against 0.84 percent for the state, and it sits 2.53 points clear of the next county, Platte. Rank every county with a 2023 reading, all 23 of them, and the middle of the column falls at 0.73 percent, far under the figures above it. That is 31st of 51 on the 2023 rate. The step from 2022 to 2023 is the largest in the file, worth 0.32 points on its own. Across the five year-on-year steps the rate rose three times and fell once. The peak is 2023. In 2023, eight of the 23 counties with a reading that year sat above the state rate. Within the same group, top to bottom the 2023 readings cover 3.47 points, with the lowest county at 0.27 percent. In 16 of the 23 counties with a reading in both years, 2023 came in above 2018. Under the 2023 rate sit 928 policies the insurer chose not to renew out of 109,941 in force, against 484 out of 95,567 six years earlier, so the count of dropped policies rose over the file while the book behind it grew. One row here, Teton, is inside the national top 100 counties by 2023 rate, counted from books of at least 500 policies. Read every figure above as the insurer walking away at renewal rather than the customer shopping around. Cancellations by homeowners are counted nowhere in the file.
Every county in the file
Every county the committee reported is listed here, smallest books included, each with its 2023 policy count. Only those at 500 policies or more feed the named-county claims further up. One county below sits under it and is printed anyway. A book that small turns a single lapsed policy into whole percentage points, which is what the policy column is there to show.
| County | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Policies in force 2023 | Trend |
|---|---|---|---|---|---|---|---|---|
| Teton | 0.25% | 0.30% | 0.90% | 1.36% | 2.67% | 3.74% | 5,271 | up sharply |
| Platte | 0.74% | 0.99% | 0.38% | 0.53% | 0.78% | 1.21% | 1,894 | up |
| Goshen | 0.23% | 0.46% | 0.49% | 0.51% | 0.29% | 1.06% | 2,176 | up sharply |
| Crook | 0.37% | 1.09% | 1.16% | 0.53% | 0.36% | 0.99% | 1,421 | up sharply |
| Carbon | 1.11% | 1.37% | 0.58% | 0.51% | 0.60% | 0.98% | 2,850 | down |
| Niobrara | 1.35% | 0.68% | 1.02% | 1.03% | 0.94% | 0.92% | 327 | down |
| Park | 0.23% | 0.41% | 0.29% | 0.34% | 0.37% | 0.89% | 6,710 | up sharply |
| Sublette | 0.22% | 0.73% | 0.29% | 0.28% | 0.58% | 0.86% | 2,203 | up sharply |
| Laramie | 0.52% | 0.57% | 0.29% | 0.47% | 0.35% | 0.78% | 17,237 | up |
| Johnson | 0.62% | 0.67% | 0.39% | 0.19% | 0.36% | 0.76% | 1,708 | up |
| Converse | 0.82% | 0.76% | 0.94% | 0.50% | 0.76% | 0.74% | 2,312 | flat |
| Natrona | 0.57% | 0.57% | 0.34% | 0.38% | 0.27% | 0.73% | 15,356 | up |
| Hot Springs | 0.13% | 0.97% | 0.70% | 0.79% | 0.55% | 0.69% | 875 | up sharply |
| Fremont | 0.41% | 0.47% | 0.36% | 0.34% | 0.22% | 0.68% | 7,322 | up |
| Uinta | 0.65% | 0.79% | 0.47% | 0.39% | 0.69% | 0.68% | 3,536 | flat |
| Albany | 0.36% | 0.38% | 0.29% | 0.34% | 0.32% | 0.65% | 6,019 | up |
| Big Horn | 0.84% | 0.82% | 0.80% | 0.77% | 0.50% | 0.64% | 2,017 | down |
| Sweetwater | 0.55% | 0.71% | 0.51% | 0.40% | 0.46% | 0.59% | 8,888 | flat |
| Lincoln | 0.44% | 0.38% | 0.28% | 0.35% | 0.52% | 0.52% | 4,992 | flat |
| Weston | 1.21% | 0.40% | 0.50% | 0.38% | 0.92% | 0.51% | 1,175 | down sharply |
| Sheridan | 0.35% | 0.30% | 0.28% | 0.25% | 0.33% | 0.47% | 6,551 | up |
| Campbell | 0.65% | 1.36% | 1.59% | 1.03% | 0.56% | 0.45% | 7,621 | down |
| Washakie | 0.44% | 0.51% | 0.35% | 0.54% | 0.33% | 0.27% | 1,480 | down |
Data last updated , the committee’s release date. Download the full county file as CSV, policy bases included.
The notice window
Before an insurer in Wyoming can end a policy at its term it must give notice not less than 45 days before the expiration or anniversary date, under Wyoming Statutes section 26-35-203.
Sources
Every figure on this page comes from the record below.
- Senate Budget Committee, county-level homeowners insurance non-renewal dataset, 2018 to 2023, released December 2024. Committee release. Machine-readable copy: dataset mirror.
- Coverage: 23 insurers, about two thirds of the United States homeowners market, 249 million policy records over the six years.