Home Insurance Non-Renewals in New Hampshire, County by County
0.63 percent of New Hampshire homeowners policies were not renewed in 2023. Every county in the Senate Budget Committee file, 2018 to 2023, with its policy base.
The state series
| Year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Rate | 1.25% | 0.64% | 0.50% | 0.49% | 0.66% | 0.63% |
New Hampshire starts this file high in the national order and ends it low, 43 places lower. In 2018, one jurisdiction carried a higher rate; in 2023, 44 do, which takes the state from 2nd of 51 to 45th. The rate itself eased from 1.25 percent in 2018 to 0.63 percent in 2023. Ranked by the size of the move since 2018 rather than by the level, it comes 51st of 51. The last step was down. Under the 2023 rate sit 1,329 policies the insurer chose not to renew out of 211,425 in force, against 2,476 out of 198,684 six years earlier, so the count of dropped policies fell over the file while the book behind it grew. The floor of the series is 0.49 percent in 2021. Coos carried the highest 2023 reading at 0.86 percent, 0.23 points above the state figure. In one of the 10 counties with a reading in both years, 2023 came in above 2018. No county here reached the national top 100 counties by 2023 rate, a list that starts at 500 policies in force. Non-renewal is the insurer ending the policy at its term, not the homeowner leaving. It is the number that moves before a market goes hard, which is why the committee collected it.
Every county in the file
The last figure in each row is the 2023 policy base. Every 2023 reading in this table comes off a book of at least 500 policies, so the floor that ranking claims work from takes nothing out of the counties above. A rate built on a handful of policies moves by whole points when one of them lapses, and the column is there so that shows.
| County | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Policies in force 2023 | Trend |
|---|---|---|---|---|---|---|---|---|
| Coos | 1.80% | 0.48% | 0.67% | 0.71% | 1.11% | 0.86% | 5,343 | down sharply |
| Sullivan | 1.73% | 1.02% | 0.52% | 0.52% | 0.87% | 0.82% | 6,934 | down sharply |
| Belknap | 0.92% | 0.71% | 0.57% | 0.47% | 0.60% | 0.80% | 12,547 | down |
| Strafford | 1.23% | 0.63% | 0.75% | 0.62% | 0.69% | 0.70% | 18,740 | down sharply |
| Carroll | 0.64% | 0.47% | 0.44% | 0.54% | 0.56% | 0.68% | 12,726 | flat |
| Cheshire | 1.27% | 0.74% | 0.41% | 0.55% | 0.86% | 0.62% | 12,576 | down sharply |
| Rockingham | 1.14% | 0.61% | 0.56% | 0.52% | 0.64% | 0.62% | 48,698 | down sharply |
| Hillsborough | 1.45% | 0.56% | 0.38% | 0.37% | 0.61% | 0.59% | 56,709 | down sharply |
| Grafton | 0.99% | 0.61% | 0.49% | 0.51% | 0.68% | 0.56% | 13,496 | down |
| Merrimack | 1.30% | 0.88% | 0.47% | 0.47% | 0.57% | 0.47% | 23,656 | down sharply |
Data last updated , the committee’s release date. Download the full county file as CSV, policy bases included.
The notice window
Notice periods before a non-renewal are set by state law and this desk has not yet sourced the New Hampshire statute. The states it has checked are on the coverage map. For New Hampshire, the department of insurance is the record that governs.
Sources
Every figure on this page comes from the record below.
- Senate Budget Committee, county-level homeowners insurance non-renewal dataset, 2018 to 2023, released December 2024. Committee release. Machine-readable copy: dataset mirror.
- Coverage: 23 insurers, about two thirds of the United States homeowners market, 249 million policy records over the six years.