Home Insurance Non-Renewals in District of Columbia, County by County

The District of Columbia series has its floor in the middle of it. The rate bottomed at 0.53 percent in 2020, the lowest of the six readings, then rose in each of the three years after that to reach 1.24 percent in 2023. That leaves it 0.26 points above the 0.98 percent it started from in 2018. On the 2023 rate that is 12th of 51 jurisdictions in the file. The rate rose in 2023. Under the 2023 rate sit 819 policies the insurer chose not to renew out of 66,128 in force, against 661 out of 67,488 six years earlier, so the count of dropped policies rose over the file while the book behind it shrank. Non-renewals counted 661 in 2018 and 819 in 2023, while the book behind them shrank from 67,488 policies to 66,128. Across the five year-on-year steps the rate rose four times and fell once. No county here reached the national top 100 counties by 2023 rate, a list that starts at 500 policies in force. None of these are policies homeowners gave up. They are policies the insurer chose not to renew once the term ran out, which is what makes the series worth tracking year by year.

The policy column is the one to check first. The text above ranks only books of 500 policies or more in 2023, a mark every 2023 reading in this table already clears. Small books are where one lapsed policy becomes whole percentage points, and this state has none of them.

Data last updated December 18, 2024, the committee’s release date. Download the full county file as CSV, policy bases included.

Notice periods before a non-renewal are set by state law and this desk has not yet sourced the District of Columbia statute. The states it has checked are on the coverage map. For District of Columbia, the department of insurance is the record that governs.