Home Insurance Non-Renewals in Delaware, County by County

Delaware ends the six years near where it began, and the path between is anything but level. Adding the five year-on-year steps without their signs gives 1.02 points of movement, against a net change of +0.12 points from 0.62 percent to 0.74 percent. It fell in three of those five steps and rose in two. That is 38th of 51 on the 2023 rate. The last step was up. Under the 2023 rate sit 1,520 policies the insurer chose not to renew out of 206,674 in force, against 1,196 out of 192,106 six years earlier, so the count of dropped policies rose over the file while the book behind it grew. The floor of the series is 0.35 percent in 2020. Sussex tops the 2023 readings at 0.95 percent, with New Castle next at 0.64 percent, 0.31 points behind. Across the 3 counties with a 2023 reading the midpoint is 0.64 percent against 0.74 percent for the state. The national top 100 counties by 2023 rate, counted from books of at least 500 policies, holds nothing from this state. Each figure counts a policy the insurer let expire instead of renewing it. That is a decision made by the carrier, and it tends to show up in the data before prices and availability move.

Nothing is filtered out of this table. On this page nothing needed to be. A county needs 500 policies in 2023 before its rate is ranked or named, and every 2023 reading below clears that. On a two-policy book a single non-renewal is 50 percent, and that is a property of the fraction.

Data last updated December 18, 2024, the committee’s release date. Download the full county file as CSV, policy bases included.

Before an insurer in Delaware can end a policy at its term it must give notice at least 30 days before the end of the policy period, under Delaware Code title 18 section 4122(c).