Home Insurance Non-Renewals in Connecticut, County by County

One year does most of the work in the Connecticut series. Between 2022 and 2023 the rate went from 0.91 percent to 1.34 percent, a single step of 0.43 points, and no other step in the file is larger. The other four steps add 0.05 points between them, for a six-year change of +0.48. Among the 51 jurisdictions the committee measured, the 2023 reading puts Connecticut 9th. The floor of the series is 0.73 percent in 2019. The rate rose in 2023. Across the five year-on-year steps the rate rose three times and fell twice. Fairfield carried the highest 2023 reading at 1.59 percent, 0.25 points above the state figure. Top to bottom the 2023 readings cover 0.59 points, with the lowest county at 1.00 percent. Under the 2023 rate sit 6,256 policies the insurer chose not to renew out of 467,411 in force, against 4,093 out of 476,033 six years earlier, so the count of dropped policies rose over the file while the book behind it shrank. None of these rows are inside the national top 100 counties by 2023 rate, which is ranked only over books of 500 policies or more. A non-renewal in this file means the insurer declined to write the policy for another term. The homeowner did not cancel, and that distinction is the whole reason the committee asked 23 insurers for the count.

Read the table with the policy count in view. A ranking claim on this site starts at 500 policies in force for 2023, and no 2023 reading here falls under that. One non-renewal out of two policies reads as 50 percent, which says something about the denominator and nothing about the market.

Data last updated December 18, 2024, the committee’s release date. Download the full county file as CSV, policy bases included.

Notice periods before a non-renewal are set by state law and this desk has not yet sourced the Connecticut statute. The states it has checked are on the coverage map. For Connecticut, the department of insurance is the record that governs.