Home Insurance Non-Renewals in Arkansas, County by County
0.73 percent of Arkansas homeowners policies were not renewed in 2023. Every county in the Senate Budget Committee file, 2018 to 2023, with its policy base.
The state series
| Year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Rate | 0.94% | 0.87% | 0.46% | 0.66% | 0.68% | 0.73% |
Arkansas has gone the other way in the national order, down 23 places between the first and last year of this file. It ranked 17th of 51 jurisdictions on the 2018 rate and 40th on the 2023 rate, so the count of jurisdictions carrying a higher rate went from 16 to 39. The rate itself eased from 0.94 percent in 2018 to 0.73 percent in 2023. Ranked by the size of the move since 2018 rather than by the level, it comes 44th of 51. The last step was up. The high point in the file is 2018 at 0.94 percent, so 2023 is not this state’s worst reading. Across the five year-on-year steps the rate rose three times and fell twice. Of the 68 counties large enough to rank, meaning 500 policies or more in 2023, Nevada tops the 2023 readings at 1.74 percent, with Crittenden next at 1.69 percent, 0.05 points behind. Across that same group, top to bottom the 2023 readings cover 1.38 points, with the lowest county at 0.36 percent. In 37 of the 75 counties with a reading in both years, 2023 came in above 2018. No county here reached the national top 100 counties by 2023 rate, a list that starts at 500 policies in force. None of these are policies homeowners gave up. They are policies the insurer chose not to renew once the term ran out, which is what makes the series worth tracking year by year.
Every county in the file
The policy column is the one to check first. The text above ranks only books of 500 policies or more in 2023. Seven counties below sit under it and are printed anyway. Nothing has been removed from the rows themselves, because the small denominators are the explanation rather than an embarrassment.
| County | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Policies in force 2023 | Trend |
|---|---|---|---|---|---|---|---|---|
| Lee | 0.30% | 1.17% | 0.86% | 1.11% | 1.92% | 2.48% | 363 | up sharply |
| Nevada | 1.17% | 0.67% | 0.80% | 1.26% | 1.43% | 1.74% | 634 | up sharply |
| Crittenden | 1.86% | 1.69% | 0.56% | 1.15% | 1.09% | 1.69% | 4,784 | down |
| Searcy | 0.25% | 0.88% | 0.43% | 0.51% | 0.60% | 1.69% | 1,126 | up sharply |
| Arkansas | 1.93% | 1.48% | 0.63% | 1.54% | 1.79% | 1.58% | 1,584 | down |
| Sevier | 0.58% | 0.70% | 1.17% | 1.55% | 1.59% | 1.51% | 727 | up sharply |
| Randolph | 1.18% | 1.18% | 0.32% | 0.83% | 1.73% | 1.49% | 1,481 | up |
| Mississippi | 1.70% | 1.32% | 0.73% | 0.74% | 1.12% | 1.46% | 3,352 | down |
| Phillips | 1.96% | 1.07% | 0.84% | 1.43% | 2.07% | 1.45% | 966 | down sharply |
| Hempstead | 0.73% | 0.70% | 0.67% | 1.26% | 1.64% | 1.35% | 1,627 | up sharply |
| Union | 1.09% | 0.81% | 0.82% | 1.29% | 0.94% | 1.32% | 4,468 | up |
| St. Francis | 1.02% | 1.41% | 0.44% | 0.53% | 1.13% | 1.30% | 2,000 | up |
| Calhoun | 1.92% | 3.27% | 0.88% | 2.18% | 0.92% | 1.29% | 232 | down sharply |
| Jackson | 0.99% | 0.96% | 0.68% | 0.89% | 1.56% | 1.29% | 927 | up |
| Lawrence | 0.64% | 1.14% | 0.71% | 0.79% | 1.21% | 1.25% | 1,117 | up sharply |
| Jefferson | 1.18% | 1.36% | 0.84% | 1.48% | 1.44% | 1.24% | 7,516 | flat |
| Desha | 1.06% | 1.36% | 0.97% | 1.58% | 1.55% | 1.22% | 654 | up |
| Clark | 0.64% | 0.94% | 0.46% | 1.02% | 1.14% | 1.21% | 2,071 | up sharply |
| Poinsett | 1.53% | 1.23% | 0.46% | 0.81% | 0.92% | 1.21% | 1,735 | down |
| Sharp | 1.45% | 0.94% | 0.45% | 0.93% | 1.33% | 1.18% | 2,126 | down |
| Ouachita | 1.15% | 1.05% | 0.26% | 1.13% | 0.86% | 1.17% | 2,480 | flat |
| Scott | 1.71% | 0.98% | 0.00% | 0.57% | 0.54% | 1.14% | 350 | down sharply |
| Newton | 0.69% | 1.14% | 0.30% | 0.84% | 1.43% | 1.13% | 798 | up |
| Bradley | 0.68% | 0.67% | 0.54% | 0.73% | 1.73% | 1.12% | 982 | up |
| Howard | 0.54% | 0.52% | 0.38% | 0.74% | 0.98% | 1.10% | 821 | up sharply |
| Izard | 0.57% | 0.89% | 0.67% | 1.05% | 1.04% | 1.09% | 2,019 | up sharply |
| Clay | 0.73% | 0.36% | 0.34% | 0.53% | 0.91% | 1.07% | 1,121 | up |
| Dallas | 0.49% | 0.72% | 0.92% | 1.10% | 1.05% | 1.07% | 466 | up sharply |
| Ashley | 0.46% | 0.86% | 0.41% | 0.76% | 1.10% | 1.04% | 1,727 | up sharply |
| Van Buren | 0.64% | 0.97% | 0.75% | 0.86% | 0.80% | 1.04% | 2,017 | up |
| Hot Spring | 0.75% | 0.38% | 0.36% | 0.69% | 0.62% | 1.01% | 3,577 | up |
| Yell | 0.67% | 0.70% | 0.57% | 0.55% | 0.87% | 1.01% | 2,075 | up |
| Woodruff | 1.73% | 0.44% | 0.40% | 0.37% | 1.71% | 0.99% | 302 | down sharply |
| Independence | 0.83% | 0.79% | 0.36% | 0.67% | 0.90% | 0.98% | 3,865 | up |
| Miller | 0.94% | 0.78% | 0.73% | 1.08% | 1.10% | 0.98% | 5,111 | flat |
| Monroe | 1.02% | 0.50% | 0.24% | 1.39% | 0.71% | 0.96% | 418 | flat |
| Cross | 0.67% | 0.87% | 0.84% | 0.60% | 0.84% | 0.95% | 1,571 | up |
| Montgomery | 0.26% | 0.49% | 0.36% | 0.23% | 0.43% | 0.95% | 946 | up sharply |
| Chicot | 0.76% | 0.96% | 0.67% | 1.76% | 0.77% | 0.93% | 535 | up |
| Johnson | 1.16% | 1.24% | 0.49% | 0.56% | 0.75% | 0.90% | 2,341 | down |
| Perry | 1.37% | 1.96% | 0.89% | 0.58% | 1.35% | 0.89% | 895 | down |
| Pike | 0.33% | 0.49% | 1.39% | 0.75% | 0.57% | 0.89% | 675 | up sharply |
| Little River | 0.48% | 0.85% | 0.30% | 1.88% | 1.31% | 0.88% | 1,367 | up |
| Craighead | 0.84% | 0.97% | 0.52% | 0.70% | 0.73% | 0.86% | 13,844 | flat |
| Lincoln | 0.42% | 0.93% | 0.39% | 0.97% | 0.73% | 0.86% | 815 | up |
| Conway | 1.42% | 0.44% | 0.48% | 1.13% | 0.82% | 0.85% | 1,874 | down sharply |
| Columbia | 0.86% | 0.52% | 0.56% | 0.97% | 0.74% | 0.84% | 2,134 | flat |
| Pulaski | 0.99% | 0.82% | 0.53% | 0.79% | 0.68% | 0.84% | 56,554 | down |
| Fulton | 0.68% | 0.51% | 0.68% | 0.56% | 0.86% | 0.79% | 2,419 | up |
| Stone | 0.57% | 1.79% | 0.37% | 0.60% | 0.71% | 0.79% | 1,270 | up |
| Franklin | 0.97% | 1.12% | 0.54% | 0.26% | 0.57% | 0.78% | 1,281 | down |
| Lonoke | 1.12% | 0.80% | 0.42% | 0.49% | 0.70% | 0.78% | 11,040 | down |
| White | 0.90% | 0.77% | 0.43% | 0.56% | 0.43% | 0.75% | 8,158 | down |
| Polk | 0.63% | 1.00% | 0.51% | 0.55% | 0.81% | 0.71% | 1,682 | flat |
| Garland | 0.85% | 0.89% | 0.41% | 0.63% | 0.53% | 0.65% | 20,712 | down |
| Washington | 0.84% | 0.74% | 0.34% | 0.54% | 0.46% | 0.63% | 35,012 | down |
| Madison | 0.61% | 0.85% | 0.67% | 0.79% | 0.59% | 0.58% | 2,594 | flat |
| Carroll | 0.71% | 0.31% | 0.27% | 0.55% | 0.60% | 0.57% | 3,490 | down |
| Cleburne | 0.65% | 0.71% | 0.31% | 0.47% | 0.58% | 0.57% | 5,486 | flat |
| Greene | 0.95% | 0.78% | 0.21% | 0.48% | 0.66% | 0.57% | 5,461 | down |
| Grant | 0.76% | 0.80% | 0.51% | 0.73% | 0.58% | 0.56% | 1,786 | down |
| Lafayette | 0.87% | 0.14% | 0.56% | 0.97% | 1.89% | 0.55% | 721 | down |
| Sebastian | 1.27% | 1.23% | 0.45% | 0.52% | 0.62% | 0.54% | 15,540 | down sharply |
| Logan | 0.46% | 0.67% | 0.36% | 0.89% | 0.61% | 0.53% | 1,512 | flat |
| Marion | 0.99% | 0.48% | 0.62% | 0.67% | 0.87% | 0.52% | 2,698 | down |
| Pope | 1.00% | 0.84% | 0.49% | 0.50% | 0.59% | 0.50% | 7,554 | down sharply |
| Drew | 0.70% | 0.60% | 0.50% | 0.67% | 1.04% | 0.46% | 1,534 | down |
| Faulkner | 0.91% | 1.00% | 0.49% | 0.47% | 0.49% | 0.46% | 16,601 | down |
| Baxter | 0.69% | 0.64% | 0.42% | 0.41% | 0.50% | 0.45% | 7,973 | down |
| Benton | 0.82% | 0.75% | 0.30% | 0.41% | 0.43% | 0.45% | 50,695 | down |
| Saline | 0.94% | 0.92% | 0.40% | 0.57% | 0.44% | 0.44% | 19,336 | down |
| Boone | 1.13% | 0.99% | 0.24% | 0.36% | 0.66% | 0.43% | 4,905 | down sharply |
| Crawford | 0.87% | 1.05% | 0.32% | 0.40% | 0.55% | 0.40% | 8,333 | down |
| Cleveland | 0.61% | 0.60% | 0.76% | 0.91% | 1.43% | 0.36% | 553 | down |
| Prairie | 1.49% | 0.49% | 0.70% | 1.12% | 0.20% | 0.21% | 469 | down sharply |
Data last updated , the committee’s release date. Download the full county file as CSV, policy bases included.
The notice window
Notice periods before a non-renewal are set by state law and this desk has not yet sourced the Arkansas statute. The states it has checked are on the coverage map. For Arkansas, the department of insurance is the record that governs.
Sources
Every figure on this page comes from the record below.
- Senate Budget Committee, county-level homeowners insurance non-renewal dataset, 2018 to 2023, released December 2024. Committee release. Machine-readable copy: dataset mirror.
- Coverage: 23 insurers, about two thirds of the United States homeowners market, 249 million policy records over the six years.