Home Insurance Non-Renewals in Alaska, Area by Area
0.42 percent of Alaska homeowners policies were not renewed in 2023. Every area in the Senate Budget Committee file, 2018 to 2023, with its policy base.
The state series
| Year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|
| Rate | 0.95% | 0.99% | 0.33% | 0.40% | 0.39% | 0.42% |
Alaska starts this file high in the national order and ends it low, 33 places lower. In 2018, 15 jurisdictions carried a higher rate; in 2023, 48 do, which takes the state from 16th of 51 to 49th. The rate itself eased from 0.95 percent in 2018 to 0.42 percent in 2023. Ranked by the size of the move since 2018 rather than by the level, it comes 50th of 51. Under the 2023 rate sit 444 policies the insurer chose not to renew out of 105,838 in force, against 911 out of 96,068 six years earlier, so the count of dropped policies fell over the file while the book behind it grew. The floor of the series is 0.33 percent in 2020. Across the 16 areas with a 2023 book of at least 500 policies, Southeast Fairbanks carried the highest 2023 reading at 1.05 percent, 0.63 points above the state figure. In 2023, 12 of the 23 areas with a reading that year sat above the state rate. Across the 23 areas with a 2023 reading the midpoint is 0.45 percent against 0.42 percent for the state. The rate rose in 2023. The national top 100 by 2023 rate, counted from books of at least 500 policies, holds nothing from this state. Read every figure above as the insurer walking away at renewal rather than the customer shopping around. Cancellations by homeowners are counted nowhere in the file.
Every area in the file
Every area the committee reported is listed here, smallest books included, each with its 2023 policy count. Only those at 500 policies or more feed the named-area claims further up. Seven areas below sit under it and are printed anyway. A book that small turns a single lapsed policy into whole percentage points, which is what the policy column is there to show.
| Area | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | Policies in force 2023 | Trend |
|---|---|---|---|---|---|---|---|---|
| Dillingham | not reported | not reported | not reported | not reported | not reported | 1.12% | 179 | no full series |
| Southeast Fairbanks | not reported | not reported | not reported | not reported | not reported | 1.05% | 860 | no full series |
| Copper River | not reported | not reported | not reported | not reported | not reported | 1.02% | 197 | no full series |
| Aleutians West | not reported | not reported | not reported | not reported | not reported | 0.85% | 118 | no full series |
| Kusilvak / Bethel | not reported | not reported | not reported | not reported | not reported | 0.65% | 1,235 | no full series |
| Fairbanks North Star | not reported | not reported | not reported | not reported | not reported | 0.59% | 11,313 | no full series |
| Haines / Hoonah-Angoon | not reported | not reported | not reported | not reported | not reported | 0.59% | 1,021 | no full series |
| North Slope / Northwest Arctic / Yukon-Koyukuk | not reported | not reported | not reported | not reported | not reported | 0.56% | 2,521 | no full series |
| Aleutians East / Bristol Bay / Lake and Peninsula | not reported | not reported | not reported | not reported | not reported | 0.52% | 192 | no full series |
| Petersburg | not reported | not reported | not reported | not reported | not reported | 0.48% | 826 | no full series |
| Matanuska-Susitna | not reported | not reported | not reported | not reported | not reported | 0.46% | 19,865 | no full series |
| Kenai Peninsula | 0.98% | 0.78% | 0.41% | 0.49% | 0.61% | 0.45% | 13,117 | down sharply |
| Chugach | not reported | not reported | not reported | not reported | not reported | 0.40% | 1,008 | no full series |
| Denali | not reported | not reported | not reported | not reported | not reported | 0.38% | 265 | no full series |
| Anchorage | 1.19% | 1.29% | 0.32% | 0.38% | not reported | 0.37% | 38,812 | down sharply |
| Ketchikan Gateway | not reported | not reported | not reported | not reported | not reported | 0.33% | 2,731 | no full series |
| Prince of Wales-Hyder | not reported | not reported | not reported | not reported | not reported | 0.28% | 722 | no full series |
| Kodiak Island | 0.17% | 0.64% | 0.16% | 0.31% | 0.36% | 0.25% | 2,006 | flat |
| Juneau | not reported | not reported | not reported | not reported | not reported | 0.22% | 6,281 | no full series |
| Wrangell | not reported | not reported | not reported | not reported | not reported | 0.20% | 509 | no full series |
| Sitka | not reported | not reported | not reported | not reported | not reported | 0.07% | 1,530 | no full series |
| Nome | not reported | not reported | not reported | not reported | not reported | 0.00% | 285 | no full series |
| Yakutat / Skagway | not reported | not reported | not reported | not reported | not reported | 0.00% | 245 | no full series |
| Denali / Fairbanks North Star / Southeast Fairbanks / Copper River / Chugach / Matanuska-Susitna | not reported | 0.57% | 0.36% | not reported | not reported | not reported | not reported | no full series |
| Hoonah-Angoon / Haines / Skagway / Ketchikan Gateway / Wrangell / Prince of Wales-Hyder / Petersburg / Sitka / Juneau | not reported | not reported | not reported | 0.26% | not reported | not reported | not reported | no full series |
| Juneau / Hoonah-Angoon / Haines / Skagway / Sitka / Petersburg / Wrangell / Prince of Wales-Hyder / Ketchikan Gateway | 1.07% | not reported | not reported | not reported | not reported | not reported | not reported | no full series |
| Juneau / Hoonah-Angoon / Haines / Skagway / Sitka / Petersburg / Wrangell / Prince of Wales-Hyder / Ketchikan Gateway / Yakutat / Fairbanks North Star / Southeast Fairbanks / Copper River / Chugach / Matanuska-Susitna | not reported | not reported | not reported | not reported | 0.36% | not reported | not reported | no full series |
| Kusilvak / Aleutians West / Aleutians East / Lake and Peninsula / Dillingham / Bristol Bay / Bethel | 1.67% | 1.60% | 0.18% | 0.72% | 0.60% | not reported | not reported | no full series |
| North Slope / Nome / Northwest Arctic / Yukon-Koyukuk | 1.08% | 1.03% | 0.42% | 0.53% | not reported | not reported | not reported | no full series |
| Petersburg / Wrangell / Prince of Wales-Hyder / Ketchikan Gateway | not reported | 1.37% | 0.40% | not reported | not reported | not reported | not reported | no full series |
| Yakutat / Denali / Fairbanks North Star / Southeast Fairbanks / Copper River / Chugach / Matanuska-Susitna | 0.56% | not reported | not reported | 0.44% | not reported | not reported | not reported | no full series |
| Yakutat / Skagway / Haines / Sitka / Hoonah-Angoon / Juneau | not reported | 1.10% | 0.20% | not reported | not reported | not reported | not reported | no full series |
| Yukon-Koyukuk / Denali / Northwest Arctic / North Slope / Nome / Anchorage | not reported | not reported | not reported | not reported | 0.36% | not reported | not reported | no full series |
Data last updated , the committee’s release date. Download the full county file as CSV, policy bases included.
The notice window
Notice periods before a non-renewal are set by state law and this desk has not yet sourced the Alaska statute. The states it has checked are on the coverage map. For Alaska, the department of insurance is the record that governs.
Sources
Every figure on this page comes from the record below.
- Senate Budget Committee, county-level homeowners insurance non-renewal dataset, 2018 to 2023, released December 2024. Committee release. Machine-readable copy: dataset mirror.
- Coverage: 23 insurers, about two thirds of the United States homeowners market, 249 million policy records over the six years.